How does Calder handle my retirement account?
Calder offers several diversified, managed investment portfolios. Each portfolio is established with a specific asset allocation based on the employees risk tolerance. Once a participant selects a model strategy, we do the rest. Calder handles the selection of mutual funds, rebalancing the account to maintain asset allocation, and replace poor performing investments in the portfolio as is necessary.
What does a 3(38) advisor mean to you?
As an ERISA-defined 3(38) investment advisor, Calder assumes fiduciary liability for the selection and monitoring of all plan investment options. This provides peace of mind to plan sponsors.
Can my small business have a retirement plan?
Yes – We have multiple options available for your small business including SIMPLE IRAs (Savings Incentive Match Plan for Employees Individual Retirement Account) and SEP IRAs (Simplified Employee Pension Individual Retirement Arrangement). Contact our investment team to talk about what plan would be best for your business.